We design, build and integrate financial technology platforms, with particular depth in Open Banking. From product definition and architecture through implementation and ongoing support, we help organisations turn complex requirements into working solutions.
Our capabilities combine hands-on product and engineering leadership with experience across banking, payments and enterprise integration.
Building an Open Banking solution takes more than connecting to bank APIs. It requires clear product decisions, dependable integrations, well-designed consent journeys and an engineering foundation that supports day-to-day operation.
We help financial institutions, fintechs and enterprises develop platforms and embed Open Banking capabilities into their products and business processes.
Engineer payment journeys and supporting platforms for:
Build account information capabilities that support:
Connect the product proposition to the technical implementation:
ModusFi’s founding experience includes product and technology leadership at Ecospend, the UK Open Banking company subsequently acquired by Trustly.
That experience spans establishing the engineering team, shaping the product offering and leading development of the Open Banking platform from its inception. It also includes working through detailed product requirements and supporting technical sales discussions with major enterprise and public-sector organisations.
This brings a practical understanding of how product decisions, engineering choices and customer requirements must work together.
Our Open Banking focus is supported by experience across the systems and channels around it.
Experience leading digital banking delivery for a major bank, combining engineering-team leadership with coordination across the bank’s senior stakeholders.
Experience delivering substantial core banking modules and connecting banking capabilities with digital channels and enterprise systems.
Experience developing payment and remittance technology, informing our approach to transaction workflows, financial integrations and platform design.
We take responsibility for delivering the agreed solution—from understanding the business need and defining the product through architecture, engineering, deployment and ongoing support.
We assemble and manage the engineering capability within the engagement, keeping delivery coordinated around the solution and its operational needs.
Whether you are developing a new platform, integrating Open Banking into an existing product or extending an established service, we can help shape the approach and deliver the engineering.